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VESTIES

A mobile app where a circle of trusted people saves, borrows and invests together, and votes on every big decision.

Industry
Fintech · Group finance
Services
End-to-end design
Timeline
14 weeks
Team
6 specialists
Visit live website ↗
Vesties app screens: home, live vote and wallet
159Screens designed

Across all flows, states and roles

3Project types

Vacation · Emergency · Investment

48Notification triggers

Across 8 categories

10VFF screens

A social trust network

Group savings had no structure.

Millions of people already pool money with people they trust, but no app gave the group rules, votes or a record.

  • No rules for contributions
  • No way to approve a borrow request
  • No trust layer between members

The design question

How do you give a group real governance without making it feel like a bank?

02 / Who uses it

Who it’s for.

03 / The flow

How it works, step by step.

One project, from idea to payout

  1. Create1
    CreateSet the goal, type and borrowing rules
  2. Contribute2
    ContributeMembers add money from their wallet
  3. Borrow3
    BorrowAsk the pot, after reading the terms
  4. Vote4
    VoteThe group decides within 48 hours
  5. Payout5
    PayoutFunds or returns land in the wallet
04 / Affinity map

How the features group.

The features, grouped by the need each one serves.

Decide together

48-hour member votes

Non-voters count as No

Leader can’t vote on own project

Live countdown and vote status

Move money

In-app wallet

Contribute from your balance

Borrow from the pot

Instant or standard withdraw

Build trust

Mutual VFF requests

See friends’ projects

Invite friends in

Join or request to join

Stay informed

48 notification triggers

Overdue and penalty alerts

Vote opened and closed

Payout confirmations

05 / The screens

The key screens.

Create a project
Screen 01

Create a project

Pick a type, set the goal, review, publish.

Vote on decisions
Screen 02

Vote on decisions

A live countdown and who has voted.

Borrow with terms
Screen 03

Borrow with terms

The amount, due date and penalty come first.

Trusted friends
Screen 04

Trusted friends

Mutual requests, shared projects.

One wallet
Screen 05

One wallet

Deposit, contribute and withdraw.

Invest as a group
Screen 06

Invest as a group

Two votes: invest, then confirm the returns.

Stay in the loop
Screen 07

Stay in the loop

An alert for every event that matters.

A patent-ready app.

Every role, edge case and state is designed, so nobody can move money without the group’s consent.

Before
  • No structure or accountability
  • Contributions tracked on WhatsApp
  • Disputes settled on trust alone
After

Votes, a shared wallet, governed borrowing, group investing and a trust network, in one app.

“The problem with group savings has never been the people. It’s always been the process.”
Vesties product vision statement
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